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Final step is to freeze your personal credit. You want to to this to avoid your personal credit being pulled while applying for business credit.

Please note that if you plan to PG (Personal Guarantee) you will need to unfreeze your credit.

Freeze your personal credit with EXPERIAN:

Freeze your personal credit with Equifax:

Freeze your personal credit with TRANSUNION:

Tier 1 vendor

Here are some of the more well known tier 1 vendor ac count s :

(easy approvals )
















You currently should have 3-6 TIER I vendors reporting on your account

Now Add 3 tier 2 net ac count s . It i s payment s on net/ c redit terms that are reported. to ensure that your vendor s report your payment s , some vendor s have you make a pur chase of $150 or more.

It typically takes 30-90 day s for your payment s to report on your business credit reports .



7 Eleven                   

Reports to D&B, Experian and Equifax


Reports to D&B, Experian and Equifax


Reports to D&B

Creative Analytic

Reports to Equifax

Digi Key

Reports to D&B


Reports to D&B, Experian and Equifax


How to obtain 250k in business founding

Business Credit Acceleration 


Jeff Ruiz

LexisNexis opt-out video guide

How to opt out of LexisNexis and remove your info?

In short:

  1. Access the LexisNexis opt-out page at

  2. Read the instructions and click “next.”

  3. Select a reason for opting out and click “next.”

  4. Enter your personal information and click “next”.

  5. Enter your address and click “next.”

  6. Enter your contact information and click “confirm request.”

  7. Save your confirmation number

Keep reading for the full opt out procedure with screenshots.

Step-by-step LexisNexis opt-out

Step-by-step LexisNexis opt-out guide

Total Time: 15 minutes

1: Access the LexisNexis opt-out page at

lex 1.jpeg

Go to the

Go to the opt-out page and click “next.”

2: Read the instructions and click “next.”

lex 2.jpeg

Check through the

Check through the instructions provided on this page. It includes details such as how to submit supporting documents. Then click “next.”

3: Select a reason for opting out and click “next.”

lex 4.jpeg

You need to provide a reason for opting out of LexisNexis. You can select “I do not want my information shared.” For any other reason, you will have to provide supporting documents. 

– If you are a victim of identity theft, you have to submit a copy of a police report that verifies your claim. 
– If you are a law enforcement officer or public official, you have to submit a letter from your supervisor stating that having your data exposed places you at risk of severe bodily harm or death.
– If you do not work in law enforcement but are at risk of harm or death, you must submit a copy of a court protective order, a police report, or any other official document to verify the threat.

Once you make a selection and submit the necessary documents, click “next.”

4: Enter your personal information and click “next”.

lexx 4.jpeg

Enter your full name. You can also add your social security number, but as it is very sensitive information, we recommend that you don’t include this information. If you want to remove the data of any other person living at your address, click “add person.” Otherwise, click “next.”

5: Enter your address and click “next.”

lex 5.jpeg

Fill out each

Fill out each section of the address form and click “add address” if you wish to or click “next.”

6: Enter your contact information and click “confirm request.”

lex 6.jpeg

Enter your preferred

Enter your preferred method of contact. You can choose phone number, email, or mail. Then click “confirm request.”

7: Save your confirmation number

lex 7.jpeg

You will receive

You will receive a confirmation number. Note it down in case LexisNexis contacts you to follow up or gather more information about your removal request. 

8. Continue your data removal journey

LexisNexis is just one of the thousands of data brokers around the world. These companies often trade and sell data amongst themselves, as well as with individuals and other businesses. 

If you want to take your data off the market to protect your privacy and online security, we recommend removing your personal data from all data brokers. You can do this by looking up your name in a web search engine or finding data brokers operating in your area. 

You can find additional opt out guides for some of the biggest data brokers below:

Or, try our data removal service that will find your records online, send automatic opt-out requests, and deal with any follow-up data broker interaction on your behalf. 

Take your data off PSS and hundreds* of other data brokers with Incogni

Your data is worth more than oil in the digital age and data brokers are making bank at your expense.

Subscribe to Incogni for just $6.49 per month and get: 

  • A fully automated data removal service

  • Recurring removal from 149+ data brokers

  • Regular progress reports

Use REMOVE-YOUR-INFO-OCT at checkout to get an additional 10% discount.

Try Incogni Now

* See the full list of data brokers Incogni covers here.

Alternative LexisNexis opt-out methods

If you can’t submit your opt-out request using the online form, you may also: 

  • Submit the completed Opt-Out Form by mail to: LexisNexis Risk Solutions Consumer Center, P.O. Box 105108, Atlanta, Georgia 30348-5108 

  • Call their toll-free number at: 888-395-0277. 

For both of these methods, you will need to provide your first name, middle name, last name (include Jr., Sr., III, etc.) as well as your current address including the ZIP code.


What is LexisNexis?

LexisNexis is a people search site that was first founded in the 1970s. It is a pioneer in publishing legal documents online. LexisNexis is known for the thorough research they do, providing over 84 billion public records.

These records include personal information such as:
– Names
– Home addresses
– Cell phone numbers
– Landline numbers
– Bankruptcy records
– Lien judgments
– Professional licenses
– Business contacts
– Salary
– Information about family members
– Vehicle registrations
– Property records

LexisNexis offers a premium paid service that uses more than 10,000 sources ranging from public to private, regulated, emerging, and derived data. It is one of the most in-depth and reliable data brokers online, making it a popular tool used by government workers, law enforcement, healthcare, and risk management professionals. 

What does LexisNexis do?

LexisNexis collects, compiles, analyses, and sells personal data records.

They operate in 175 countries around the world and provide data products to government workers, law enforcement, and risk management professionals. 

– They provide products such as:
– Crime analysis
– Contact and locate
– Private investigations
– Identity risk navigator
– Attract commercial
– And more, based on the professional field of the user. 

How long is the LexisNexis opt-out process?

It should take you between 15 – 20 minutes to opt out from LexisNexis. This depends on how many persons you are requesting removal for, how many addresses you want to include, and which opt-out reason you select. 

When will LexisNexis delete my information?

It may take LexisNexis up to 30 days to process your opt-out request. If your data isn’t removed after 30 days, you can reach out to them at 1-800-831-2578 or

Where does LexisNexis get your data?

LexisNexis collects data from more than 10,000 sources ranging from public to private, regulated, emerging, and derived data. These include local tax and property records, insurance policies, and federal court records.

What happens when you opt out of LexisNexis?

Once you opt out of LexisNexis, your personal information will no longer be available for users to buy. However, it will remain in products regulated by the Fair Credit Reporting Act, restricted public records for law enforcement, and third-party data available through real-time gateways.

Can LexisNexis add my information again, even after they suppress my data?

Yes, although it is not guaranteed either way, your data may show up on their website again after a while. This happens when the new data they collect cannot be matched to previous records they removed. 

It’s the same with most data brokers. This is why we recommend you regularly check back on sites that have already deleted your personal information. You can also avoid the hassle of re-sending opt-out requests by using an automated data removal service like Incogni

Does LexisNexis have the right to sell my data?

LexisNexis does have the legal right to collect and sell your data. However, they are regulated by data privacy laws such as the CCPA, meaning you have the right to make them delete your personal information. 

Should I opt out of LexisNexis?

Yes. With the level of detail LexisNexis provides its users, there are a lot of potential risks to the record owners. This can range from law enforcement bypassing warrants and subpoenas to obtain information for investigations to regular scammers using your data against you

To protect and keep your data private, we recommend removing your personal information from any websites like LexisNexis that publish or sell it online. 

Here are the mailing addresses for each credit bureau:

  • Equifax. P.O. Box 7404256. Atlanta, GA 30374-0256.

  • Experian. Dispute Department. P.O. Box 9701. Allen, TX 75013.

  • TransUnion. Consumer Solutions. P.O. Box 2000. Chester, PA 19022-2000.

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